Pay-in-Full Discount

2018 08 07 Discounts Woman Paying On Computer With Credit Card

The Pay-in-Full Discount

The Pay-in-Full Discount is exactly what it sounds like. If you pay in one, up-front payment we’ll take a percentage off the cost of your initial insurance purchase or renewal. Who doesn’t love an easy way to save money, right?

Your Savings from Paying Your Car Insurance in Full

By paying for your car insurance in one lump sum, you’ll save up to 10% on your rate. That’s up to 10% off of your six-month term just for paying at once rather than paying month-by-month. We think that’s a pretty good deal for being a little proactive!

Deciding Whether to Pay Car Insurance Monthly or to Pay in Full

With our discount, you’ll save a good chunk of money by paying in full for your six-month term.

For example, say your rate is $60 a month for your six-month term after any other discounts are applied. If you pay monthly, you’ll have spent $360 at the end of the six months. If you choose the Pay-in-Full Discount you’ll pay one lump sum of $324 at the beginning of that six months. That extra $36 you’re saving could be used towards your next tire rotation, or maybe on ice cream for the whole family!

That money you save can go straight back into your pocket. But more than that, you’ll save on the time spent paying the bill monthly, or being online checking to ensure your payment went through. This less time spent on paying bills means there's more time for the fun things in life.

How to Get Say's Pay-in-Full Discount

If you’re just starting out with Say or renewing your policy for the 5th time, you’ll be able to get the Pay-in-full Discount.

If you’re brand new to Say, you’ll see an option to pay-in-full when you’re completing your purchase.

If you’re currently a Say customer but have never paid in full before, that’s okay too. There’s a first time for everything! Next time you go to renew your policy, simply update your account and choose the pay-in-full option when you checkout. Once you’ve done that, you’ll be good to go and will be saving money immediately.

Switching to Pay-in-Full In the Middle of a Term

We want you to choose the pay-in-full option whenever the time is right for you. If you decide in the middle of your term that you’d like to pay-in-full to get that discount, you can make that change by visiting your MySay account and updating your preferences. Your amount due will be pro-rated based on the date of the change. That means you’ll be getting the Pay-in-Full discounted rate starting on the exact day of the change, and will have the discount moving forward as well. If you’ve already paid through the month, you’ll get a check reimbursing you for the new pro-rated amount.

Say States Eligible for the Pay-in-Full Discount

Great news! Customers in all of the Say states are able to get the Pay-in-Full Discount. If you’re a Say customer in any of the following states, then you're eligible for this discount:

  • Colorado
  • Illinois
  • Kansas
  • Missouri
  • Tennessee

The Pay-in-Full Discount is more upfront, but you'll be happy with the savings later on. Just think about the movies you could see or the new restaurants you could try with that extra cash!


Next Step: Get a quote and check out if you can save with Say

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