Things to Consider When Performing an Auto Insurance Comparison

By Erin Thompson on September 4, 2020 in insurance basics

Auto Insurance Comparison

Are you looking for a new auto insurance provider? If so, you’re surely looking for one that meets your needs for both coverage and price. Finding a brand you can trust with your precious vehicles is not an easy decision, but we are here to help.

If the insurance world feels unfamiliar to you, we want to change that today. We are here to help you understand what to look for when purchasing a new auto insurance policy and how to compare auto insurance rates! We’ll cover everything you need to know to help you make a confident decision.

Hop right into your auto insurance comparison guide!

How to Compare Auto Insurance

There’s no escaping it. Whenever you watch TV or browse the internet, you see advertisements for car insurance companies claiming to be the “right” choice for you. Your internal dialogue might go crazy here; “For me? How do they know what I’m looking for when I don’t even know myself?” Well you can wonder what to look for no more!

A few important factors to consider when comparing auto insurance:

• Coverages.

Find your state’s required coverage first! Then you can keep your eyes peeled for the basics of what you need. Common coverages are Auto Collision, Comprehensive, Liability Car, Medical Payments, Uninsured Motorist, and Uninsured Motorist Property Damage.

• Discounts.

Money saving techniques will vary by provider. From paying-in-full to continually having insurance, some providers even reward you for being a responsible driver (everybody wins here)! At Say, we offer many discount options because we love saving our customers money!

• Trustworthiness.

Car insurance coverage is a big deal! You must know you can count on your carrier when needed. Look for real reviews to see if the companies you’re looking at are valued by their current customers. We don’t want to flex on you too hard, but we have a 4.5/5 star rating on Trustpilot, and we’re backed by Shelter Insurance®!

• Policy Perks.

Everyone loves a perk! I mean they’re usually included (with purchase of a policy, obviously)! Some of our perks at Say are 24/7 Roadside Assistance included in every policy, digital insurance cards, and an online customer portal where you can access your policy and make any changes anytime, anywhere.

• Price.

For a lot of people, the cost of coverage is the dealmaker or breaker. Some insurance providers offer the option of filling out a quick online quote to find your rate with the coverage options you select!

Quote Process: How to Compare Auto Insurance Quotes

A car insurance quote is a way for the company to estimate how much it would cost to insure your vehicle or vehicles. You’ll likely be asked for your name, birthdate, marital status, email address, physical address, vehicle information, and a few other factors in order to calculate your estimated rate. This is a crucial part of the car insurance comparison process because it allows you to see the coverage limits and price before you buy!

Quick note! The quotes will differ based on the coverages you select and risk factors. The quote also doesn’t factor in the exciting perks we mentioned earlier, so make sure to do a little research before deciding solely on the price tag.

Conclusion

The main point is to make sure to do adequate research on coverage options, discounts, and policy perks before deciding on an insurance provider. You can always gather a few quotes, so you can survey the options with the potential prices included! Some companies even offer all-online quotes – you can do them from the comfort of your couch in your jammies. No more excuses!