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Things to Consider When Performing an Auto Insurance Comparison

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By Erin Thompson on June 16, 2021 in Insurance Basics

Thinking About Switching Car Insurance?

Whether it’s something as big as moving across the country or as small as looking for a more simplified car insurance experience, there are many reasons you could find yourself looking for a new car insurance carrier.

Let’s take a look at a few of these situations:

  • Moving

So, you just scored that new job in a new state, but does your current car insurance provider service that area? It’s always good to check with your insurance provider before the big move to avoid any unwanted surprises!

  • Coverage Upgrade

Maybe you got married or added a new vehicle and your current coverage is just not what you’re looking for. It may be time to upgrade your policy and look at some insurance quote comparisons.

  • Paying Too Much

Each car insurance company has its own method for determining your specific premium. If you think you’re paying too much, it could be worth your while to shop around for a new provider.

  • Looking for Something New

Sometimes you just want to switch it up! With more online-only insurance companies popping up, you are able to access your policy at the press of a button. Some carriers even allow you to make changes, file claims, and access your insurance cards all from your smartphone – how cool is that?!

No matter big or small, you may find yourself needing a new provider. Not sure on the steps to take? Let us walk you through how to compare auto insurance and what to look for in the quote!

Auto Insurance Comparison

Are you looking for a new auto insurance provider? If so, you’re surely looking for one that meets your needs for both coverage and price. Finding a brand you can trust with your vehicles is not an easy decision, but we are here to help.

If the insurance world feels unfamiliar to you, we want to change that today. We are here to help you understand what to look for when purchasing a new auto insurance policy and how to compare auto insurance rates! We’ll cover everything you need to know to help you make a confident decision.

It Starts with the Quote

A car insurance quote is a way for the company to estimate how much it would cost to insure your vehicle or vehicles. You’ll likely be asked for your name, birthdate, marital status, email address, physical address, vehicle information, and a few other factors in order to calculate your estimated rate. This is a crucial part of the car insurance comparison process because it allows you to see the coverage limits and price before you buy!

Your quote will differ based on the coverages you select and risk factors. Keep reading to learn more.

How to Compare Auto Insurance

There’s no escaping it. Whenever you watch TV or browse the internet, you see advertisements for car insurance companies claiming to be the “right” choice for you. Your internal dialogue might go crazy here; “For me? How do they know what I’m looking for when I don’t even know myself?” Well you can wonder what to look for no more!

A few important factors to consider when comparing auto insurance:

  • Coverages.

Find your state’s required coverage first! Then you can keep your eyes peeled for the basics of what you need. Common coverages are Auto Collision, Comprehensive, Liability Car, Medical Payments, Uninsured Motorist, and Uninsured Motorist Property Damage.

  • Discounts.

Money saving techniques will vary by provider. From paying-in-full to continually having insurance, some providers even reward you for being a responsible driver (everybody wins here)! At Say, we offer many discount options because we love saving our customers money!

  • Trustworthiness.

Car insurance coverage is a big deal! You must know you can count on your carrier when needed. Look for real reviews to see if the companies you’re looking at are valued by their current customers. We don’t want to flex on you too hard, but we have a 4.5/5 star rating on Trustpilot, and we’re backed by Shelter Insurance®!

  • Policy Perks.

Everyone loves a perk! I mean they’re usually included (with purchase of a policy, obviously)! Some of our perks at Say are 24/7 Roadside Assistance included in every policy, digital insurance cards, and an online customer portal where you can access your policy and make any changes anytime, anywhere.

  • Price.

For a lot of people, the cost of coverage is the dealmaker or breaker. Some insurance providers offer the option of filling out a quick online quote to find your rate with the coverage options you select!

Conclusion

The main takeaway is to make sure you truly research coverage options, discounts, and policy perks before deciding on an insurance provider. According to Bolt, studies show that 54 percent of people looking for car insurance will start their search online. Luckily, there are companies that offer all-online quotes, so you can gather a few in order to survey the coverage options and compare prices. Not to mention, you can do this all from the comfort of your jammies! No more excuses!



Grab a quick online quote!


Erin Thompson is the Marketing Manager for Say Insurance. She's responsible for guiding the strategic direction of all Say marketing campaigns. Prior to joining Say, Erin worked for a media agency based in Columbia, MO. She spent several years developing successful advertising campaigns for a diverse set of clients across the United States. Erin began her career in television advertising after earning her Master’s from the University of Missouri Journalism School with an emphasis in Strategic Communication. Her love of communication and helping people directed her to the insurance world.

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