Life Hacks Say Insights Life Hacks Current Page

What’s the Scoop on Buying a Used Car?

Shutterstock 1104869582 small

By Madeline Klein on February 25, 2021 in Life Hacks

If you’re in the market for a new-to-you car and feel like you missed all the holiday deals, here are a few more chances! Business Insider explains the best time to buy, even down to the month, so don’t fret. Let’s dive into seasons, weekday versus weekend, best months, and best holidays to buy! Plus, we’ll cover how to score a reliable ride!

We’re here to help you get the deal and drive off the lot with confidence in your decision.

Seasons of Savings

Late fall and early winter might mean breaking out the warm boots and coats, but if branching out in frigid air means scoring the deal of the year – sign us up! The word on the street is that the deals are boomin’ because dealers are trying to phase out the older models before releasing the fresh and exciting models. So, you might have to sacrifice the newest tech to save a few bucks.

In pattern, late spring and early summer are poppin’ at the dealership. What else is there to do when you’ve spent all week at the swimming pool? So, if you want to save a few bucks, track down that ice cream truck and skip car buying during the heat waves.

Weekday Versus Weekend

If holiday shopping isn’t your cup of tea, and you’re wondering which day of the week you should head to the dealership, Monday through Thursday tend to have a slight advantage when it comes to deals. The weekends bring more traffic and this means vehicles sold on Friday through Sunday can be a smidge more expensive!


Our car-buying-data-hero,, analyzed over 32 million used car sales to bring us these stats.

Best Holidays:

1. Martin Luther King Jr. Day

2. Presidents’ Day

3. New Year’s Eve/New Year’s Day

4. Christmas Eve

5. Veterans Day

6. Thanksgiving/Black Friday

Worst Holidays:

1. 4th of July

2. Father’s Day

3. Memorial Day

4. Mother’s Day

5. Halloween

Best Months:

1. January

2. February

3. December

Worst Months:

1. June

2. July

3. September

For reference, January records 28.7 percent more deals and June records -16.9 percent more deals.

Get a Reliable Ride

Now that you have the price point of your dreams, be sure you’re purchasing a reliable used car. Good Financial Cents lists a few helpful steps to be sure you’re finding the best price AND the best ride.

1. Loan: checked!

It’s essential to be sure that your existing car loan isn’t MORE than you’re selling your car for. That scenario would mean you’ve sold the care but have more money to pay! This could you set you back when you’re in the buying market.

2. Maintenance records, “where you at”?

Service history is important. It shows you “when and where previous services have been performed” so you can make an informed decision knowing when the last tire rotation or oil change was. Fingers crossed it wasn’t over a year ago!

3. Take ‘er around the block.

Nothing beats your instincts. You can read all the paperwork and do all your research, but if you get in and the car doesn’t suit your fancy, that’s okay. It’s better to know before you buy!

4. Do your research.

If you were hiring a new employee, you’d likely do a background check. Just to cover your bases. Why not do the same for your car? Since it’ll be taking you to work or on cross country road trips, you want to know if it’s been in a flood or undergone a rebuild.

5. Inspection from a pro.

When it comes down to it, you might not be a pro car mechanic. However, taking the car to get an outside perspective is something you can ask the dealership about – even offer to allow them to go with you.

If you’re curious about more pros and cons of buying new or buying used, Good Financial Cents cracks that code too. So, go out and get your perfect ride…but don’t forget about finding the coverage of your dreams with Say!

Madeline Klein is Say's Digital Content Producer. She graduated from the University of Missouri with a Bachelor of Journalism, emphasis in Strategic Communication. Her experience is in writing and digital media. Madeline loves using her creativity to write and design new and exciting pieces of work for Say!