From Fort Collins to Durango and everywhere in between, Say Insurance® has coverage for you.
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Say vehicles in your state*
Beep, beep – Say Insurance® protects drivers in Colorado! We’re an all online car insurance brand that strives to save you time and money. Every day, we aim to:
Provide car insurance coverage that’s easy to understand.
Deliver top-notch customer service at all times.
Empower customers to feel confident in managing their own policy.
Perks
Colorado Discounts
Discounts below can save you up to 10% each!
Pay for six months at a time
Go paperless
Take a qualifying defensive driving course
Purchase 7+ days prior to policy start date
Avoid gaps in insurance
Say’s Service
We’re here to help when you need it most.
Quick and easy claims process
Backed by Shelter Insurance® and 75 years of award-winning service
Available to help through phone, chat, or email
Most calls resolved in 5 minutes!
Colorado State Requirements
Different states have different coverage requirements and limits. If you aren’t familiar with the term, a policy limit is the maximum amount your insurance company could pay if you get into a covered accident.
The state of Colorado requires you to have, at minimum, the following liability coverage limits on your policy:
Coverage provided by Say Insurance®
Bodily Injury Per Person - $25,000 limit
If someone is injured in a covered accident, this is the most your insurance company could pay out to help cover their associated medical costs.
Bodily Injury Per Accident - $50,000 limit
If multiple people are injured in a covered accident, this is the most your insurance company could pay out to help cover associated injuries in said accident
Property Damage Per Accident - $25,000 limit
The most your insurance company could pay out to help cover damages done to someone else’s vehicle or property in a covered accident.
Coverage provided by Say Insurance®
Uninsured Motorist Bodily Injury Per Person - $25,000 limit
If someone is injured in a covered accident caused by another driver who does not have sufficient liability coverage, this is the most your insurance company could pay out to help cover medical costs per person.
Uninsured Motorist Bodily Injury Per Accident - $50,000 limit
If multiple people are injured in a covered accident caused by another driver who does not have sufficient liability coverage, this is the most your insurance company could pay out to help cover injuries per accident.
Uninsured Motorist Property Damage Per Accident - $25,000 limit
The most your insurance company could pay out to help cover damages done to your vehicle or property if hit by another driver who does not have sufficient coverage.
Say Bonus Coverage!
Coverage that goes above and beyond Colorado requirements. Options to consider:
"Obtaining auto insurance through Say Insurance was truly the easiest, most pain free insurance switch I have ever done. The rates were low, there were..."
"I have had say insurance for around 2 years and they have been absolutely wonderful. When I needed my car towed, They were quick to find a speedy tow..."
"They are easy, affordable and actually generous. Pretty caring company that has your back during a pandemic. Customer service is on point! Thank you..."
"Really happy with Say Insurance. I have had multiple insurances with other companies in the past and they all increased my rates after the completion..."
"I was pleasantly surprised by how cheap my insurance would be, way cheaper than the rest of the companies out there. I really like the fact that this..."
"Love the fact that I get roadside assistance with the low cost liability. Definitely get a lot for your hard earned money, very thankful that I found..."
