We’re here to protect you, Kansas!

From Topeka to Wichita and everywhere in between, Say Insurance® has coverage for you.

Please enter a valid 5-digit ZIP code.

Takes about 5 minutes


Say vehicles in your state*

Beep, beep – Say Insurance® protects drivers in Kansas! We’re an all online car insurance brand that strives to save you time and money. Every day, we aim to:

    • Provide car insurance coverage that’s easy to understand.
    • Deliver top-notch customer service at all times.
    • Empower customers to feel confident in managing their own policy.


Kansas Discounts

Discounts below can save you up to 10% each!

    • Pay for six months at a time
    • Go paperless
    • Purchase 7+ days prior to policy start date
    • Avoid gaps in insurance

Plus, you could reduce your premium by taking an accident prevention course!

Say’s Service

We’re here to help when you need it most.

  • Quick and easy claims process.
  • Backed by Shelter Insurance® and 75 years of award-winning service.
  • Available to help through phone, chat, or email
  • Most calls resolved in 5 minutes!

Kansas State Requirements

Different states have different coverage requirements and limits. If you aren’t familiar with the term, a policy limit is the maximum amount your insurance company could pay if you got into a covered accident.

The state of Kansas requires you to have, at minimum, the following liability coverage limits on your policy:

Say Bonus Coverage!

Coverage that goes above and beyond Kansas requirements. Options to consider:

  • Roadside Assistance included in every policy
  • New Car Replacement Coverage
  • Rental Reimbursement
  • Uninsured Motorist Property Damage
learn more about Say’s coverage

Let the quote speak for itself.

Takes about 5 minutes

Kate 03-30-21

"From the very beginning, they have been amazing. I signed up in 2019 on the website and accidentally put the wrong routing number, resulting in..."

JJ 03-26-21

"I'm fairly new to SAY, but so far I'm impressed with the fact that they easily beat the premium of my last auto policy. Also...I have renewed once..."

Cynthia 03-25-21

"I had a family issue and needed to add to my insurance policy 2 more vehicles temporarily. This insurance company's agents were kind, respectful and..."

Jessica 03-11-21

"We have been customers for just over a year and I’ve been pleasantly surprised at how great they are, especially when they’re less than half the cost..."

Steven Stacey 03-25-21

"I have had SAY insurance for quite a while now and I gotta say I absolutely love them! Given I am a very careful and honest driver, but I am a young..."

Elizabeth Rodriguez 03-25-21

"I really like this insurance company. The first one I've been with that doesn't raise my rates every year, or every time I renew. During lockdown Say..."

Joe 03-25-21

"Say Insurance is Great! I've been a customer for close to 2 years, and im currently paying less for full coverage auto insurance than I ever have..."

Jerry Erro 03-28-21

"My vehicle broke down while on a trip and had to purchase another vehicle. Was able to get my coverage switched with a simple phone call. Very helpful..."

Theodore Butler 03-25-21

"Best rates I've ever seen. I've also never even heard of an insurance company sending a gift of any kind on the anniversary of your coverage date...."

Say Insurance® is proud to hold an A+ rating from the Better Business Bureau®.