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We’re here to protect you, Missouri!

From Kansas City to St. Louis and everywhere in between, Say Insurance® has coverage for you.

Please enter a valid 5-digit ZIP code.

Takes about 5 minutes


Say vehicles in your state*

Beep, beep – Say Insurance® protects drivers in Missouri! We’re an all online car insurance brand that strives to save you time and money. Every day, we aim to:

  • Provide car insurance coverage that’s easy to understand.
  • Deliver top-notch customer service at all times.
  • Empower customers to feel confident in managing their own policy.


Missouri Discounts

Discounts below can save you up to 10% each!

  • Pay for six months at a time
  • Go paperless with policy documents
  • Purchase 7+ days prior to policy start date
  • Avoid gaps in insurance with continuous coverage

Say's Service

We’re here to help when you need it most.

  • Quick claims process
  • Backed by Shelter Insurance® and 75 years of award-winning service
  • Available via phone, chat, or email
  • Most calls resolved in 5 minutes

Missouri State Requirements

Different states have different coverage requirements and limits. If you aren’t familiar with the term, a policy limit is the maximum amount your insurance company could pay if you get into a covered accident.

The state of Missouri requires you to have, at minimum, the following liability coverage limits on your policy:

Say Bonus Coverage!

Coverage that goes above and beyond Missouri requirements. Options to consider:

  • Roadside Assistance included in every policy
  • New Car Replacement Coverage
  • Rental Reimbursement
  • Uninsured Motorist Property Damage
learn more about Say’s coverage

Let the quote do the talking.

Takes about 5 minutes

Morgan 05/2022

"Customer service is the best. Always there with straight forward answers. I love the loyalty points and the saving you earn every renewal..."

Taylor 05/2022

"Best insurance company I've ever had by far hands down. Best price, free roadside assistance that I have had to use several times..."

Cassy 04/2022

"I love Say Insurance! So simple and easy. Inexpensive with awesome customer service. Their new app is a great added bonus..."

Bill 04/2022

"This is best insurance I’ve ever used , affordable and friendly and they look out for you the customer I promise this is game changer insurance..."

Bernardo 04/2022

"After leaving my last provider, say insurance has done a great job on being my new provider. Keep up the great work..."

Keerthi 02/2022

"In just one word -AMAZING. Affordable for everyone, great customer service and their representatives services. Thanks for the patience in getting my..."

Bill 02/2022

"This is best insurance I’ve ever used , affordable and friendly and they look out for you the customer I promise this is game changer insurance and..."

Crysta 02/2022

"Say Insurance has been my insurance company for 3 years and I have never found any insurance company that could compare to the value and coverage..."

Say Insurance® is proud to hold an A+ rating from the Better Business Bureau®.