Car insurance in a few clicks.

Please enter a valid 5-digit ZIP code.

Or call to get a quote at 1-800-225-5729

Illustration of person on a bench under a tree
Illustration of person leaning on a car
Illustration of person leaning on a car


Coverage that meets your needs. Options to consider:

  • Roadside Assistance included in every policy
  • New Car Replacement Policy
  • Rental Reimbursement
  • Many more
learn about coverages


Car insurance that doesn't break the bank. Discounts below can save you up to 10% each!

  • Pay for 6 months at a time
  • Purchase 7 days prior to policy start date
  • Go paperless
view all discounts


Customer service comes first. We're here to help when you need it most.

  • Backed by Shelter Insurance® and 75 years of award-winning service
  • Available to help through phone, chat, or email
more about us

Why choose Say?

Save Time

Access your policy, make a payment and file a claim anywhere, anytime online. If you'd like to call, most of our customer calls are resolved within 5 minutes.

Save Money

We skipped the paper-heavy model and opted for online only, so we can keep costs low for you and save some trees while we're at it.

Save Worries

Accidents are stressful. Thats why we created a claims process that's quick & easy. File a claim 24 hours a day, 7 days a week by signing in online or by giving us a call at 1-800-225-5729. Either way we're here for you.

learn about claims

Who are we?

We were created by Shelter Insurance®, with the goal of delivering an online experience that works for you. We strive to make the car insurance process clear and simple by ditching the insurance jargon and giving you the information you need to be confident in your policy choice. So, wave goodbye to insurance worries and say hello to Say!

Where we are:

You can find us in Colorado, Illinois, Indiana, Kansas, Missouri, and Tennessee.

Kate 03-30-21

"From the very beginning, they have been amazing. I signed up in 2019 on the website and accidentally put the wrong routing number, resulting in..."

JJ 03-26-21

"I'm fairly new to SAY, but so far I'm impressed with the fact that they easily beat the premium of my last auto policy. Also...I have renewed once..."

Cynthia 03-25-21

"I had a family issue and needed to add to my insurance policy 2 more vehicles temporarily. This insurance company's agents were kind, respectful and..."

Jessica 03-11-21

"We have been customers for just over a year and I’ve been pleasantly surprised at how great they are, especially when they’re less than half the cost..."

Steven Stacey 03-25-21

"I have had SAY insurance for quite a while now and I gotta say I absolutely love them! Given I am a very careful and honest driver, but I am a young..."

Elizabeth Rodriguez 03-25-21

"I really like this insurance company. The first one I've been with that doesn't raise my rates every year, or every time I renew. During lockdown Say..."

Joe 03-25-21

"Say Insurance is Great! I've been a customer for close to 2 years, and im currently paying less for full coverage auto insurance than I ever have..."

Jerry Erro 03-28-21

"My vehicle broke down while on a trip and had to purchase another vehicle. Was able to get my coverage switched with a simple phone call. Very helpful..."

Theodore Butler 03-25-21

"Best rates I've ever seen. I've also never even heard of an insurance company sending a gift of any kind on the anniversary of your coverage date...."

Say Insurance® is backed by Shelter Insurance® and their 75+ years of experience.

Say Insurance® is proud to hold an A+ rating from the Better Business Bureau®.